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Privacy Policy

Last updated: July 9, 2024

At Leverage, LLC (“Company”, “we”, “us”, “our”), we are committed to protecting your personal information and your right to privacy and have implemented this Privacy Policy (the “Policy”) in furtherance of this commitment. If you have any questions or concerns about this Policy, or our practices with regards to your personal information, please contact us at:
[email protected]
leveragestl.com/contact

When you visit our website https://www.leveragestl.com (the “Website”) or otherwise use our services or engage with us on the Website, social media, email exchanges, mobile apps, or other online services on which this notice is posted (the “Services”, which include the Website), we appreciate that you are trusting us with your personal information. We take your privacy very seriously.

In this Policy, we seek to explain to you what personal information we collect when you use or interact with our Services, how we use it, and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. This Policy applies to all information collected through our Services. If there are any terms in this Policy that you do not agree with, you must discontinue use of our Services immediately.

This Policy is written in the English language. We do not guarantee the accuracy of any translated versions of this Policy. To the extent that any translated versions of this Policy conflict with the English language version, the English language version of this Policy shall control.

PLEASE READ THIS PRIVACY POLICY CAREFULLY TO UNDERSTAND HOW WE HANDLE YOUR INFORMATION. BY USING THE SERVICES, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ AND UNDERSTAND THE PRIVACY POLICY AND THAT WE WILL COLLECT, USE, AND SHARE YOUR INFORMATION AS SET FORTH BELOW.

WHAT INFORMATION DO WE COLLECT AND HOW DO WE COLLECT IT?

We collect personal information that you provide to us directly.

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include (1) contact information including your name, and email address and (2) phone number.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

The personal information we collect is required to provide the Services to you. If you do not provide the personal information we ask for, it may delay or prevent us from providing the Services to you.

Information automatically collected

Some information — such as your Internet Protocol (IP) address and browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, general geolocation, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

The information we collect automatically includes:

  • Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called ‘crash dumps’) and hardware settings).
  • Device Data. We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model Internet service provider and/or mobile carrier, operating system, and system configuration information.
  • General Geolocation Data. We may collect general geolocation data such as information about your device’s location based on your IP address. We do not collect precise geolocation data and how much general geolocation data we collect depends on the type and settings of the device you use to access the Services. You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your location setting on your device. Note however, if you choose to opt out, you may not be able to use certain aspects of the Services.
  • Social Media Permissions. We may also access your publicly available social media account information, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information that you choose to make public.

Sensitive personal information

Except as otherwise permitted or required by law, we do not collect sensitive personal information such as your social security, driver’s license, state identification card, or passport number; your precise geolocation; your account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; your racial or ethnic origin, religious or philosophical beliefs or associations, political opinions or membership, or union membership; the contents of your mail, email and text messages, unless we are the intended recipient of the communication; your genetic or biometric data; your mental or physical health or medical condition or diagnosis; your sex life or sexual orientation or practices; your criminal background; your citizenship or citizenship status; or any personal information about a known child. We ask that you not send nor disclose any sensitive personal information to us.

Note that we may collect information related to an ACH payment and information that appears on a W-9 form, which may include some of the categories listed above (e.g., social security number and certain financial information (though not in combination with any required security or access code), from vendors that we work with for payment processing and legal compliance purposes. However, we do not collect this information via our Website, marketing channels, or online platforms and only collect this information as reasonably expected by vendors.

WHY DO WE COLLECT YOUR INFORMATION?

We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, or your consent.

We use personal information collected via our Services for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, or for compliance with our legal obligations.

Leverage only collects and processes the minimum amount of personal information from you that is necessary to the purposes of our information processing activities and retains such information only if required to fulfill such purposes. Our information processing activities include conducting our business, customer communications and support, Service maintenance and improvements, and complying with legal requirements. Where applicable, if Leverage intends to further process your personal information for a purpose other than that for which the personal information was initially collected, we shall, prior to such processing, provide you with any relevant information on such additional purpose, and, to the extent required by applicable law, obtain your consent for this.

We use the information we collect or receive to:

  • Administer prize draws and competitions. We may use your information to administer prize draws and competitions when you elect to participate in our competitions.
  • To deliver and facilitate delivery of services to the user. We may use your information to provide you with the requested service.
  • To respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.
  • To send you marketing and promotional communications. We and our third-party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. For example, when expressing an interest in obtaining information about us or our Services, subscribing to marketing, or otherwise contacting us, we will collect personal information from you. You can opt-out of our marketing emails at any time.
  • Deliver advertising to you. We may use your information to develop and display content, advertisements, or marketing communications regarding certain of our products or services that we believe may be of interest to you. These ads are in response to your request for information or feedback, your activities on our Service, or your searches or visits to our Service. We may also use this information to measure ad performance, frequency, or reach.

The table below explains what we use or process your personal information for, our reasons for processing, and the relevant categories of personal information that we process:

WILL YOUR INFORMATION BE SHARED WITH ANYONE?

We share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

Leverage does not sell your personal information to third parties; however, we may share your device and usage information (i.e., your IP address and mobile network information) and internet and other electronic network activity (i.e., browsing history, search history, preferences, and time spent viewing features) with our advertising partners for interest-based or targeted advertising.

Specifically, we share and disclose the above information with the following third parties:

  • Google including Google Analytics, Google AdSense, and Google Ads Remarketing
    • Google Analytics allows us to understand user behavior on our website.
    • Google AdSense and Google Ads Remarketing provide advertisements about our business.
  • Bing Ads allows us to serve ads about our business.
  • Facebook Custom Audience, Facebook Remarketing, Facebook advertising and Facebook social plugins allow us to share ads about our business.
  • Instagram advertising allows us to serve ads about our business.

We may also disclose or share your personal information in the following situations:

  • Vendors, Consultants and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing, data analysis, email delivery, hosting services, customer service, and marketing efforts. We may allow selected third parties to use tracking technology on the Services, which will enable them to collect data on our behalf about how you interact with our Services over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content, pages or features, and better understand online activity. We have contracts in place with our data processors, which are designed to help safeguard your personal information. This means that they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any organization apart from us. They also commit to protect the data they hold on our behalf and to retain it for the period we instruct.
  • Aggregate Information. We may also share non-identifying information, such as aggregate statistics or usage information, with third parties in order to demonstrate how Leverage is used, spot industry trends, or provide marketing materials for Leverage. Any aggregated information shared in this way will not contain any personally identifiable information, and Leverage is not limited in its use of aggregate information that does not permit direct association with any specific individual, such as the number of users of our services and the geographic distribution of our users.
  • Your Consent to Have Your Personal Information Shared. Leverage may share personal information with third parties when we have your consent to do so. If you agree to have your personal information shared with a third party, your personal information will be disclosed to the third party and will be subject to the privacy policy and business practices of that third party. To the extent that we obtain your consent to process your personal information, you may withdraw this consent at any time by contacting us at [email protected].

While we have not shared or disclosed your personal information for the reasons listed below within the last twelve months, we may also share or disclose your personal information for the following purposes:

  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Legal Obligations and Vital Interests. We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements). We may also disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

We may use cookies and other tracking technologies to collect and store your information.

We may use cookies, web beacons, pixel tags, mobile analytics software, log files, or other technologies to automatically collect certain information about your online activity and interactions with our online services and features. Some cookies are used to make our Website work or work more efficiently. They also help us to distinguish you from other users of our Website, to provide you with a good experience when you browse our Website, and to keep track of analytics and certain statistical information that enables us to improve our services and provide you with more relevant content and advertising.

You may, however, disallow receiving cookies at any time through your web browser. You may block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Websites. It is not our intention to use cookies to retrieve information that is unrelated to our Website or your interaction with our Website.

We use the following cookies:

  • Strictly necessary cookies. These are cookies that are required for the operation of our Website. They include, for example, cookies that enable you to log into secure areas of our website. You can set your browser to block or alert you about these cookies, but some parts of the Website may not work if you do so.
  • Analytical/performance cookies. These allow us to recognize and count the number of visitors and to see how visitors move around our Website when they are using it. This helps us to improve the way our Website works, for example, by ensuring that users are finding what they are looking for easily.
  • Functionality cookies. These are used to recognize you when you return to our Website. This enables us to personalize our content for you and remember your preferences or settings. If you do not allow these cookies, then some or all of these services may not function properly.
  • Targeting cookies. These cookies record your visit to our Website, the pages you have visited and the links you have followed. We will use this information to make our Website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.

Leverage recognizes do-not-track and opt-out preference signals, such as the Global Privacy Control, on browsers, browser extensions, or devices that support such a signal. Such signals will be automatically linked to your browser or device identifier, and we will process them as a valid, automatic request to opt-out of the sale and sharing of your personal information.

If you would like more information about who we share our data with and why, please contact us.

HOW LONG DO WE KEEP YOUR INFORMATION?

We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this Policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements).When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

HOW DO WE KEEP YOUR INFORMATION SAFE?

We aim to protect your personal information through a system of organizational and technical security measures.

We follow reasonable commercial standards for organizational, technical, and administrative measures to protect the personal information submitted to us, both during transmission and once it is received, and have implemented appropriate reasonable security measures designed to protect the personal information we process.

If you choose to provide us with your personal information, you understand that we are transferring it to our locations and systems in the United States or to the locations and systems of our service providers around the world. We have safeguards and security controls in place to protect your personal information. This includes reasonable technical and organizational measures to protect the personal information (i) from accidental or unlawful destruction, and (ii) loss, alteration, unauthorized disclosure of, or access to the data. Please be advised, however, that while we take reasonable security measures to protect your personal information, such measures cannot be guaranteed to be secure. We cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your personal information. Accordingly, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

The security of any account relies on your protection of your user profile information. You are responsible for maintaining the security of your user profile information, including your password and for all activities that occur under any account belonging to you. You may not share your password with anyone. We will never ask you to send your password or other sensitive information to us in an email. Any email or other communication purporting to be from one of our websites requesting your password or asking you to provide sensitive account information via email, should be treated as unauthorized and suspicious and should be reported to us immediately. If you believe someone else has obtained access to your password, please change it immediately by logging in to your account and report it immediately by contacting us via email.

CONSENT TO PROCESSING AND INTERNATIONAL TRANSFERS

Leverage is a U.S.-based business and may process, transfer, and store personal information on servers located in a number of countries, including the United States. As a result, your data may be subject to data protection and other laws that may differ from your country of residence. Your data may be disclosed in response to inquiries or requests from government authorities or to respond to judicial process in the countries in which we operate. By using the Services, or by providing us with any personal information, you consent to the collection, processing, maintenance, and transfer of such data in and to the United States where the privacy laws may not be as comprehensive as, or equivalent to, those in the country where you reside or are a citizen.

WHAT ARE YOUR PRIVACY RIGHTS?

In some states, including California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, Nebraska, Nevada, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, and Virginia, you have rights that allow you access to and control over your personal information. You may review, change, or terminate your account at any time.

SPECIAL NOTICE FOR California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Montana, Nebraska, Nevada, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, and Wyoming RESIDENTS

If you would like to submit a Consumer Request, you can contact us at [email protected] or to submit a Consumer Request. If you choose to submit a Consumer Request, you must provide us with enough information to identify you (e.g., your first and last name and email address) and enough specificity on the requested data. We will only use the information we receive to respond to your request. We will not be able to disclose information if we cannot verify that the person making the Consumer Request is the person about whom we collected information, or someone authorized to act on such person’s behalf. We will verify your request by comparing the information you provide with the information we have on you and, if your request is submitted by an authorized agent, we will require you to provide signed, written permission for such agent to act on your behalf.

“Personal information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. “Personal information” does not include publicly available information.

  • Request to Correct. You may correct or update your personal information at any time by logging into your account or by contacting us.
  • Request to Access. You may submit a Consumer Request to obtain a copy of or access to the personal information that we have collected on you.
  • Request to Know. You may submit a Consumer Request to receive information about our data collection practices.
    • Right to Know what Personal Information is being Collected. You may request information on the categories of personal information we have collected about you; the categories of sources from which the personal information is collected; our business or commercial purpose for collecting, selling, or sharing personal information; the categories of third parties to whom we have disclosed personal information, if any; and the specific pieces of personal information it has collected about you.
    • Right to Know what Personal Information is Sold or Shared and to Whom. You may also request the categories of personal information that we have collected about you; the categories of personal information that we have sold or shared about you and the categories of third parties to whom the personal information was sold or shared, by category or categories of personal information for each category of third parties to whom the personal information was sold or shared, and the categories of personal information that we have disclosed about you for a business purpose and the categories of persons to whom it was disclosed for a business purpose.

Please note that the categories of personal information, sources, and disclosure will not exceed what is contained in this Policy. Additionally, we are not required to retain any information about you if it is only used for a one-time transaction and would not be maintained in the ordinary course of business. We are also not required to reidentify personal information if it is not stored in that manner already, nor is it required to provide the personal information to you more than twice in a twelve-month period.

  • Request to Limit the Use of Your Sensitive Personal Information. We do not collect, use, or disclose sensitive personal information. However, if you believe that we may have collected sensitive personal information about you, you may request that we limit the use or disclosure of your sensitive personal information
  • Request to Delete. You may request that we delete personal information it has collected from you. Subject to certain exceptions set out below we will, on receipt of a verifiable Consumer Request, delete your personal information from our records, direct any service providers to do the same, and notify all third parties to whom we have shared your personal information to delete it unless this proves impossible or involves disproportionate effort.
  • Please note that we may not delete your personal information if it is necessary to:
    • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by the consumer, or reasonably anticipated by the consumer within the context of a business’ ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer.
    • Help to ensure security and integrity to the extent the use of the consumer’s personal information is reasonably necessary and proportionate for those purposes.
    • Debug to identify and repair errors that impair existing intended functionality.
    • Exercise free speech, ensure the right of another consumer to exercise that consumer’s right of free speech, or exercise another right provided for by law.
    • Comply with the California Electronic Communications Privacy Act pursuant to Chapter 3.6 (commencing with Section 1546) of Title 12 of Part 2 of the Penal Code.
    • Engage in public or peer-reviewed scientific, historical, or statistical research that conforms or adheres to all other applicable ethics and privacy laws, when the business’ deletion of the information is likely to render impossible or seriously impair the ability to complete such research, if the consumer has provided informed consent.
    • To enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with the business and compatible with the context in which the consumer provided the information.
    • Comply with a legal obligation.
  • Request to Opt Out. To opt-out, you may submit a Consumer Request by emailing us at [email protected] or by using an opt-out preference signal such as the Global Privacy Control, on browsers, browser extensions, or devices that support such a signal. Such signals will be automatically linked to your browser or device identifier, and we will process them as a valid, automatic request to opt-out of the sale and sharing of your personal information. For more details about how to opt-out of the sale or sharing of your information, and to opt out of the sale and sharing of your personal information for all purposes.
  • Right to Access Information About Automatic Decision-Making. We do not currently engage in automated individual decision-making. However, in the event we ever do so, we will inform you of such change and you may request information about and opt out of such automated decision-making.
  • Right to Data Portability. You may also request that we transfer your personal information to another entity, to the extent such transfer is technically feasible.

We may not, and will not, treat you differently because of your Consumer Request activity. As a result of your Consumer Request activity, we may not and will not deny goods or services to you; charge different rates for goods or services; provide a different level quality of goods or services; or suggest any of the preceding will occur. However, we can and may charge you a different rate, or provide a different level of quality, if the difference is reasonably related to the value provided by your personal information.

CHILDREN’S PRIVACY

Our Services are not intended or targeted for use by children. We will never knowingly request or collect personal information from any child. If you are under eighteen years old, please do not provide your information on our Services. Upon notification that a child has provided us with personally identifiable information, we will delete the child’s personally identifiable information from our records. If you believe we might have any information from a child, please contact us.

LINKED SITES

The Services may contain links to third-party owned or operated websites, including, without limitation, social media websites (each a “Linked Site”), as a convenient method of accessing information that may be useful or of interest to you. This Policy and the practices that we follow under this Policy do not apply to Linked Sites. We are not responsible for the content, accuracy, or opinions expressed on any Linked Site or for the privacy practices or security standards used by third parties on such Linked Sites. These Linked Sites have separate privacy and data collection practices, and we have no responsibility or liability relating to them.

You understand and agree that by clicking on a link to a Linked Site, you have left our Services, this Policy is no longer in effect, and another entity may collect personal information or anonymous data from you. We have no control over, do not review, and cannot be responsible for, these Linked Sites or their content. Leverage expressly disclaims any liability that may arise from your use or provision of any of your information whatsoever to Linked Sites.

USER CONTENT

Some features of the Services may now or in the future allow you to provide content, such as written comments or reviews, to be published or displayed on public areas of the Service (“User Content”). Be careful about giving out information in public areas of the Service, such as commenting on our blog. The information you share in public areas may be viewed by any user of the Service. We cannot control the actions of other users of the Service with whom you may choose to share your User Content.

OPTING OUT OF EMAILS

When you register, subscribe create an account, sign up to receive offers or emails from us, or otherwise communicate with us through our Services, you may “opt out” of receiving future communications from us for direct marketing purposes by indicating that you decline such communications. You may choose to have your name taken off of our email list after you have registered or provided additional information by contacting us or clicking on “Unsubscribe” in the marketing communications you may receive.

DO WE MAKE UPDATES TO THIS NOTICE?

Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this Policy from time to time. The updated version will be effective as soon as it has been posted. If we make material changes to this Policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Policy frequently to be informed of how we are protecting your information. Use of information we collect now is subject to the privacy policy in effect at the time such information is used. You are bound by any changes to our Policy when you use the Services after such changes have been first posted.

HOW CAN YOU CONTACT US ABOUT THIS PRIVACY POLICY?

If you have questions or comments about this Policy, you may email us at [email protected] or by mail to:

Leverage LLC
205 Chesterfield Ind Blvd
Chesterfield, MO 63005
United States

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